Drink Straws
Tired of knotted-up necklaces? Simply Thread each chain through a straw and hoof the clasp. This is also a smart way to keep necklaces tangle-free when you travel.
Air Fresheners
How safe are they? Chemicals found in air fresheners have been linked to neurological problems, migraines, respiratory difficulties" says Anne Steinmann, Ph.D., The University of Washington. Manufacturers of air fresheners aren't required to disclose the ingredients used, and products with essential oils and "natural" or "organic" fragrances can emit as many toxic chemicals as regular ones says Steinmann. A less risky-and more effective-solution? Use truly natural sources like coffee beans or lemons or orange peels.
Savings Account
Savings account interest rates continue to drop. Some big banks pay as little as 0.01 percent, tax-exempt credit unions typically offer a quarter-to-half point more than traditional banks. The best rates- recently hovering around or above one percent- tend to be with online banks such as Ally, Ever Bank, Barclays and CIT, which have less overhead. Check rates at MoneyRates.com or at Bankrate.com. Before switching banks, go to "Bank Find" at fdic.gov/deposit to ensure the institution is FDIC-insured.
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